Credit approval workflow
Bring the application, trade references, documents, internal follow-up, and decision history into one review workflow—without turning your policy over to a black box.
Operational clarity
A shared work queue separates files that need applicant follow-up, are waiting on references, and are ready for review. Credit, AR, finance, and sales can work from the same current status instead of asking for updates across email.
Defensible review
Review the applicant's business information, requested payment terms, supporting documents, and reference responses as one case. The team can request more information before recording an outcome.
Human control
TradeCredit.ca does not issue a proprietary score or automatically decline a customer. Your authorized staff evaluate the file, apply the supplier's policy, and record the approved limit and terms or another decision.
A connected process
Open the files that need action or are ready for review.
Compare the application, references, documents, and requested terms.
Use the supplier's approval authority and escalation rules.
Keep the decision, terms, rationale, and reviewed version in the audit history.
Decision example
If a customer requests $50,000 on Net 45 and policy supports only $25,000 on Net 30, the record should state the approved terms, limit, conditions, approver, rationale, ERP handoff owner, and review trigger—not merely “approved with conditions.”
TradeCredit.ca organizes the application, reference responses, follow-up, and audit trail. Your team evaluates the evidence and makes the credit decision.
Questions credit teams ask
It is the process a supplier uses to collect a customer's application, verify relevant information, assess the requested exposure under its policy, and record an authorized decision.
No. Decisions remain human and auditable. The product organizes the file and workflow while the supplier applies its own policy.
Yes. The workflow supports follow-up before an authorized user records an approval, decline, or request for more information.
Recorded decisions are immutable. A correction creates a linked version so the history remains clear rather than overwriting the original record.
For Canadian supplier credit teams
Create a verified TradeCredit.ca workspace for your Canadian supplier credit team.